Whatever your circumstances, Portman.co.uk Mortgages include a competitive range of mortgages to suit your needs. - remortgage your home - transferring your mortgage to the portman could lower your monthly repayments or help you to raise additional capital.
- Portman mortgage customers - your relationship with portman doesn't just end once you have taken out your mortgage.
- buy to let mortgages - capitalise on your investment
- they do not generally advise you to borrow money over a term of more than 30 years, however discuss your requirement with the mortgage adviser at either your local branch or you can call 0800 548548 and speak to one of their fully qualified advisors
- as a general rule, you may borrow up to 3.25 times your annual income, or 2.75 times your joint annual incomes if there are two applicants. advances in excess of these amounts may be considered; please visit your local branch or telephone our direct mortgage centre on 0800 548548 for further details. It is advisable for you to visit the Affordability Calculator on this website before proceeding with your application.
- if interest rates rise we will tell you what your new interest rate will be and when it will commence. We will also tell you what your new monthly payments will be and when these will be collected.
Generally, the Society will consider advances of up to 95% of the value of the property. from time to time, more than this may be available for first time buyers. The maximum advance will be less than 95% where the value of the property exceeds £250,000. Additional information can be found on the Portman.co.uk Mortgages website. (See the links above) | 
Portman Building Society Mortgages
