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You can apply for a Natwest.co.uk mortgage any time of the night or day, and they'll give you a decision within 2 working days.

fixed rate mortgages

If you want the reassurance of knowing how much your monthly payments will be for an agreed period, why not take out a fixed rate mortgage?

• non-varying repayments to help you plan your budget
• if you want the reassurance of knowing exactly what your monthly repayments will be for some years ahead, no matter what happens to interest rates, this is the mortgage for you.
• with no worries about having suddenly to find extra cash for your mortgage, you can plan ahead confidently - and maybe take that special holiday after all!
plan, individual savings account (ISA) or the traditional Capital & Interest method.
• whichever you choose, Natwest.co.uk will keep the interest rate on your mortgage constant over the agreed period.

100% Mortgages

If you want to buy a home, but don't want to save up for a deposit, why not take out an 100% mortgage?

With a 100% Mortgage you can keep your deposit, (even if it's only momentarily before you replace the kitchen or fix up the bathroom).

• available on the Natwest.co.uk standard variable rate
• no deposit required
• Maximum loan amount is £150,000
• no early repayment charges
• option to change to another deal if Loan-to-Value falls to 95% or under

the buy-to-let scheme

If you're interested in becoming a landlord they will help you buy your property with an investment mortgage, 'Buy-to-Let', for customers who want to buy a property to rent to tenants.

variable rate mortgages

If you want lower payments at the start of your mortgage, when cash might be a little tight, here's the mortgage for you.

This type of mortgage has plenty of benefits, whether you're just starting off, moving home, changing jobs or just need some extra cash during the first couple of years. you can repay a discounted variable rate mortgage using either an endowment policy, pension plan, individual savings account (ISA) or the traditional capital & interest method.

Whichever you choose, they will discount the standard variable mortgage rate over an agreed period, depending on the size of the loan and the property value or purchase price. non-varying repayments to help you plan your budget. if you want the reassurance of knowing exactly what your monthly repayments will be for some years ahead, no matter what happens to interest rates, this is the mortgage for you.

You can repay a fixed rate mortgage using either an endowment policy, pension plan, individual savings account (ISA) or the traditional Capital & Interest method.

Whichever you choose, the interest rate on your mortgage will be kept constant over the agreed period

After receiving your completed form, they will consider your application and get back to you within 2 working days with a decision.

save money with Natwest.co.uk one - an innovative new account

For an innovative account that combines all your banking including your mortgage into one account - Natwest.co.uk One is an innovative account that combines all your banking, including your mortgage, into one account. You can then use a debit card, OnLine Banking or Telephone Banking to access and manage your funds.

Additional information can be found on the Natwest.co.uk Mortgages website.
(See the links above)