You can buy a new home or you can move your mortgage to If.com perhaps to generate capital or even to consolidate some of your debts. The benefits of the If.com Mortgage (which is a flexible mortgage) include: - low variable rate
- conveyancers' charges for remortgages paid by them
- standard valuation fee refunded after completion for remortgages
- interest calculated on the basis of daily balances
- take up to two payment holidays a year
- borrow between £25,001 and £1,000,000
- borrow up to 95% of the value or purchase price of your property, whichever is lower.
- please note: special terms apply for loans above £500,000
- you could pay no interest on part of your mortgage and pay it off early.
- flexibility to pay more than your monthly paymen
- make one-off payments whenever you want - plus the added flexibility to withdraw your overpayments
- you decide the term of your mortgage from 3 years upwards (provided that the mortgage is repaid by your 65th birthday)
- you decide how you want to repay the mortgage: - repayment (capital and interest): pay the interest and some of the loan each month so that after the term of the mortgage the money borrowed is fully repaid
- interest only: pay only the interest and set up a separate investment to repay the money you've borrowed or choose a combination of both
Their mortgage products are great either on their own and even better together. At If.com you can choose which products you want to include in your plan from our range of current account, savings, mortgage, personal loan and credit card. All your products are kept separately within your plan. Additional information can be found on the If.com Mortgages website. (See the links above) | 
Intelligent Finance Mortgages
